Does Insurance Cover the Costs of Refractive or Laser Eye Surgery?
Insurance usually does not cover the cost of refractive or laser eye surgery, but some companies will pay the bill under certain criteria. Because laser eye surgery is usually an elective surgery, insurance companies consider it cosmetic and not medically necessary. However, under certain conditions, medical insurance plans will cover refractive or laser eye surgery. These include:
Reviewed by the doctors at The Cleveland Clinic Cole Eye Institute.
Edited by Charlotte E. Grayson, MD, WebMD, October 2004.
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Last Editorial Review: 6/30/2005