Medicare Coverage: What does Medicare Cover? (cont.)
For some of these services, you might have to pay a deductible, coinsurance, or co-payment. The costs will vary depending on the services you need and the type of Medicare plan you have.
Not Covered by Medicare A or B
With a few exceptions, these things are not covered by Medicare Parts A or B:
Medicare Advantage (formerly called Medicare + Choice)
Medicare Advantage plans are health insurance policies you can buy from private companies. A Medicare Advantage plan replaces your traditional Medicare plan. They must offer all the services that traditional Medicare does. Medicare Advantage plans may also offer:
To find and compare Medicare Advantage plans offered in your area, use Medicare's Personal Plan Finder.
New Drug Benefit
Prescription drugs will be covered by Medicare starting in 2006. Until then, you can save money on prescriptions by buying a drug discount card.
To find out about buying a discount card, use Medicare's Drug Discount Card tool, or call (800) MEDICARE ((800) 633-4227).
You may also qualify for a credit to pay for prescriptions. Single people who make $12,919 a year or less, and married couples with an annual income of $17,320 or less are eligible.
Reviewed by Cynthia Haines, MD, August 2005.
For additional Medicare information, please read the following articles:
Last Editorial Review: 12/9/2005